Somewhere along the way, you may have been hit with the realization that you’d like to be rich. You’re not a shallow person (or so you say…) and you certainly aren’t SOLELY driven by money-making (apparently) but it has occurred to you that being rich might make your life, well, just a little bit more pleasurable. And now comes the tough part…that is: how to accomplish your financial goals.

If you just dismiss your desire to be rich, to be financially independent as a ‘fantasy’ that we all share, you’re partly right and you’ve also created yourself a super lame excuse to not bother. Why stop there? Why not get yourself some elastic waist pants, a few boxes of donuts and make it official.

It’s true, having money makes life more exciting, more pleasurable and less daunting. There are more possibilities and the stakes are generally higher. Everybody wants to make a go of it but it’s hard to overcome the 99% mentality. You’re smart, you’re capable, you’ve got skill…so why aren’t you rich yet?

Let’s explore this a bit further.

1. You’re lazy

Don’t even try to deny it, this is the crux of it. The salient reason you still aren’t rich is due in large part to the simple fact that you are lazy. We’ve all been there, with that perfect indent on the couch, eating macaroni and cheese while watching mindless yet mildly entertaining TV shows. From now on, every time you watch TV, remember that you have CHOSEN to be exactly where you are with every wasted minute. Don’t get me wrong, we all need to unwind every once in a while and there’s nothing wrong with being satisfied with your life…let’s just not pretend that you aren’t wasting colossal amounts of time watching actors simulate life (or, even worse, watching reality TV).

If you want to re-program your laziness, start by giving yourself a rewards system. We all get the same 24 hours a day and most of our time gets gobbled up by work and basic living chores. You’ve got to give yourself some ground rules to make sure you are living up to your desire for success.

Cut the BS, and give yourself a firm 3 to 1 rule (for every 3 hours you spend doing productive tasks OUTSIDE of your basic responsibilities, you get 1 hour of ‘free’ time.

2. You think too much

One of the most important differences between those who achieve versus those who don’t is actually DOING something. There are lots of smart people out there who suffer from over-think syndrome You may not realize it, but thinking is only useful if it is rooted in a structure (i.e. there is a point to it) and, even more importantly, if you think on paper. Stop wasting time endlessly thinking without a guided purpose. And, when you sit to think with a pen and paper, remember that you’ve officially turned a waste of time into a vitally productive use of your time.

3. You’re rude

Do you fancy yourself a realist? Do you often come up with negative comments whenever some annoyingly hyperactive idealist starts talking excitedly about some haywire project they are working on? Look: you catch more flies with honey. Everyone has hidden talents that are under-leveraged…start thinking about how you can better manage yourself to maximize on yours. One of the easiest ways you can move past this deeply self-destructive mentality is to actually admit to yourself (on paper!) what industries you have something to contribute to. If your rudeness is funny…you can use it to make money. Learn how to leverage whatever skill you have.

4. You’re boring

If you are often bored it is probably because you are boring. A child needs to be constantly entertained but adults know how to make their own fun. Let’s go one step further and point out that successful people find ways to make money doing activities they enjoy. That’s the real trick you need to figure out. I’m not saying it’s a constant merry-go-round but you do need to be able to follow your passion while your making money or you won’t be able to stay focused day in and day out.

5. You’re a follower

A lot of people have this problem where they think they need to ask for permission to actually DO something. Stop that immediately! Follow your passion, make your plan and implement it. You need to roll with the punches in life. If you do have a massive, ‘Mother may I?’ complex, find a mentor in the industry of choice to give you that warm chicken-soup permission feeling while still making forward progress.

Remember, persistence is key to success. People who have a lot of money work their asses off (and then celebrate afterwards). Put in the time and the persistence and you’ll get there. Most entrepreneurs start-up 6 – 8 businesses before a successful operation. The truth is, you may think you’re being driven by money but what you’ll find at the other end of this rabbit-hole is much more than that, you will actually discover that you are capable of much more than you give yourself credit for and in your journey to demonstrate that to others, you will get that inner peace of mind we all seek:



Steve Martel
Steve Martel is a serial 8-figures/yr business magnet, real estate mogul, millionaire philanthropist, author, educator, public figure & happily married father of 4 little munchkins under 10. His teachings and concepts have revolutionised the lives of over 100,000 entrepreneurs around the world and he has consulted 428 clients who’ve collectively created businesses worth over $560 million in the last 5 years alone.